--cosigner option?

Related to #12 & #13 & to LetheKit:

I think one of the most common uses for us (Blockchain Commons) is to get the 48h/0h/0h/2h cosigner derivation into the short text & a UR QR form (with the optional label and birthday), suitable for offering or receiving as part of a Policy Map -> Account Map process. Thus could maybe be a --cosigner shortcut option for keytool.

Currently I don't think we can use `crypto-account` for this, so we need to puzzle that through.

Note that this does not solve the problem of cosigner reuse: later we figure out a good way to have different cosigners for different Account Maps we'll need to puzzle that through as well. But a simple `--cosigner` option will help a lot.

Related, we may want to explicitly add this 48h/0h/0h/2h cosigner UR to LetheKit, as it long-term may be the most common export option from an offline seed.

/cc @gorazdko @wolfmcnally @Fonta1n3

首先查看 keytool CLI 的主要入口点以及相关 issue #12 和 #13，然后将提议的 48h/0h/0h/2h cosigner 流程与 crypto-account 和 LetheKit 进行比较。当 --cosigner 快捷方式及其 short-text 和 UR QR 输出的要求（包括可选的 label 和 birthday）确定后，即视为完成。

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