Improve error message / accept descriptor key expressions in descriptor command

**Describe the enhancement**

`bdk-cli key derive` returns a descriptor key expression (e.g. `[fingerprint/path]xpub.../*`), while `bdk-cli descriptor` expects a raw `xpub`/`xprv`. Passing the output of `key derive` directly to `descriptor` results in:

```text
BIP32 error: base58 encoding error
```

The error doesn't explain that the input is a descriptor key expression rather than a raw extended key.

It would be helpful if `descriptor` either:-

* detected descriptor key expressions and emitted a more descriptive error or
* accepted descriptor key expressions directly.
---
**Use case**

A natural workflow is:

```text
key restore
↓
key derive
↓
descriptor
```

Since `key derive` produces a key intended for descriptors, it's reasonable to expect its output to be consumable by `descriptor`.

Instead, users encounter a low-level Base58 parsing error without any indication that the command expects a different representation.

---

**Additional context**

Reproducer:

```bash
bdk-cli key derive --xprv "tprv..." --derivation_path "m/84h/1h/0h"
```

Output:

```text
[bd2eb472/84'/1'/0']tprv.../*
```

Then:

```bash
bdk-cli descriptor --type wpkh "[bd2eb472/84'/1'/0']tprv.../*"
```

produces:

```text
BIP32 error: base58 encoding error
```

The same descriptor key expression works correctly when wrapped in a descriptor and passed to:

```bash
bdk-cli wallet config --ext-descriptor "wpkh([bd2eb472/84'/1'/0']tprv.../*)"
```

which suggests the underlying parsing is already supported in that context.

まず、文書化された `key derive` と `descriptor` の再現手順を実行し、次に `bdk-cli key derive`、`descriptor`、`wallet config` のエントリーポイントを追跡して、それぞれの入力がどのように解析されるかを比較します。完了条件は、descriptor のキー式が `descriptor` によって直接受け入れられるか、期待される表現について明示的に説明したうえで拒否され、選択した動作をコマンドテストでカバーすることです。

索引モデルが issue の本文から書いたものです。