Bundle literal construction outside test() is not allowed in Chisel 5.0.0 (works in 3.5.4)

**Type of issue**: Bug Report

**Please provide the steps to reproduce the problem:**
Upgrading my project from Chisel 3.5.4 and Chiseltest 0.5.4 to 5.0.0 in both cases, I ran across the following "issue". Consider the following:
```scala
import chisel3._
import chisel3.experimental.BundleLiterals._
import chiseltest._
import org.scalatest.flatspec.AnyFlatSpec

class MyBundle extends Bundle {
val a = UInt(8.W)
val b = UInt(8.W)
}

class DUT extends Module {
val io = IO(new Bundle {
val in = Input(new MyBundle)
val out = Output(UInt(8.W))
})
io.out := io.in.a + io.in.b
}

class MyTests extends AnyFlatSpec with ChiselScalatestTester {
"Bundle literals outside test" should "pass" in {
val in = (new MyBundle).Lit(_.a -> 5.U, _.b -> 4.U)
test(new DUT) { dut =>
dut.io.in.poke(in)
dut.io.out.expect(9.U)
}
}

"Bundle literals inside test" should "pass" in {
test(new DUT) { dut =>
val in = (new MyBundle).Lit(_.a -> 5.U, _.b -> 4.U)
dut.io.in.poke(in)
dut.io.out.expect(9.U)
}
}
}
```

**What is the current behavior?**
On Chisel 5.0.0, the test where the bundle literal is constructed inside the test passes, but the test where it is constructed before `test` fails with a "must be inside Builder context", which in turn raises a `java.lang.ExceptionInInitializerError`. Stacktrace attached below.

I don't know if this is a bug per-se, as it does make some sense to disallow bundle literal construction outside tests. But then again, as they are not really "hardware" but used as a container, I would prefer to have the behaviour of Chisel 3.5.4 (such that I can generate and validate my input vectors before elaborating the design)

**What is the expected behavior?**
On Chisel 3.5.4, both tests pass

**Please tell us about your environment:**

- Chisel version: 5.0.0
- Chiseltest version: 5.0.0
- sbt version: 1.9.2
- OS: Windows 10 22H2 (19045.3448), also tested on Windows 11 and Ubuntu 20.04

**Other Information**

Stacktrace

```
An exception or error caused a run to abort.
java.lang.ExceptionInInitializerError
at chisel3.internal.Namespace.name(Builder.scala:85)
at chisel3.Record.$anonfun$setElementRefs$3(Aggregate.scala:967)
at chisel3.Record.$anonfun$setElementRefs$3$adapted(Aggregate.scala:966)
at scala.collection.IterableOnceOps.foreach(IterableOnce.scala:563)
at scala.collection.IterableOnceOps.foreach$(IterableOnce.scala:561)
at scala.collection.AbstractIterable.foreach(Iterable.scala:926)
at scala.collection.IterableOps$WithFilter.foreach(Iterable.scala:896)
at chisel3.Record.setElementRefs(Aggregate.scala:966)
at chisel3.Record.bind(Aggregate.scala:1037)
at chisel3.Record._makeLit(Aggregate.scala:1154)
at chisel3.experimental.package$BundleLiterals$AddBundleLiteralConstructor.Lit(package.scala:149)
at MyTests.$anonfun$new$4(MyTest.scala:23)
at chisel3.experimental.prefix$.apply(prefix.scala:50)
at MyTests.$anonfun$new$3(MyTest.scala:23)
at chisel3.internal.plugin.package$.autoNameRecursively(package.scala:33)
at MyTests.$anonfun$new$2(MyTest.scala:23)
at org.scalatest.OutcomeOf.outcomeOf(OutcomeOf.scala:85)
at org.scalatest.OutcomeOf.outcomeOf$(OutcomeOf.scala:83)
at org.scalatest.OutcomeOf$.outcomeOf(OutcomeOf.scala:104)
at org.scalatest.Transformer.apply(Transformer.scala:22)
at org.scalatest.Transformer.apply(Transformer.scala:20)
at org.scalatest.flatspec.AnyFlatSpecLike$$anon$5.apply(AnyFlatSpecLike.scala:1832)
at org.scalatest.TestSuite.withFixture(TestSuite.scala:196)
at org.scalatest.TestSuite.withFixture$(TestSuite.scala:195)
at MyTests.chiseltest$ChiselScalatestTester$$super$withFixture(MyTest.scala:21)
at chiseltest.ChiselScalatestTester.$anonfun$withFixture$1(ChiselScalatestTester.scala:87)
at scala.util.DynamicVariable.withValue(DynamicVariable.scala:59)
at chiseltest.ChiselScalatestTester.withFixture(ChiselScalatestTester.scala:87)
at chiseltest.ChiselScalatestTester.withFixture$(ChiselScalatestTester.scala:84)
at MyTests.withFixture(MyTest.scala:21)
at org.scalatest.flatspec.AnyFlatSpecLike.invokeWithFixture$1(AnyFlatSpecLike.scala:1830)
at org.scalatest.flatspec.AnyFlatSpecLike.$anonfun$runTest$1(AnyFlatSpecLike.scala:1842)
at org.scalatest.SuperEngine.runTestImpl(Engine.scala:306)
at org.scalatest.flatspec.AnyFlatSpecLike.runTest(AnyFlatSpecLike.scala:1842)
at org.scalatest.flatspec.AnyFlatSpecLike.runTest$(AnyFlatSpecLike.scala:1824)
at org.scalatest.flatspec.AnyFlatSpec.runTest(AnyFlatSpec.scala:1686)
at org.scalatest.flatspec.AnyFlatSpecLike.$anonfun$runTests$1(AnyFlatSpecLike.scala:1900)
at org.scalatest.SuperEngine.$anonfun$runTestsInBranch$1(Engine.scala:413)
at scala.collection.immutable.List.foreach(List.scala:333)
at org.scalatest.SuperEngine.traverseSubNodes$1(Engine.scala:401)
at org.scalatest.SuperEngine.runTestsInBranch(Engine.scala:390)
at org.scalatest.SuperEngine.$anonfun$runTestsInBranch$1(Engine.scala:427)
at scala.collection.immutable.List.foreach(List.scala:333)
at org.scalatest.SuperEngine.traverseSubNodes$1(Engine.scala:401)
at org.scalatest.SuperEngine.runTestsInBranch(Engine.scala:396)
at org.scalatest.SuperEngine.runTestsImpl(Engine.scala:475)
at org.scalatest.flatspec.AnyFlatSpecLike.runTests(AnyFlatSpecLike.scala:1900)
at org.scalatest.flatspec.AnyFlatSpecLike.runTests$(AnyFlatSpecLike.scala:1899)
at org.scalatest.flatspec.AnyFlatSpec.runTests(AnyFlatSpec.scala:1686)
at org.scalatest.Suite.run(Suite.scala:1114)
at org.scalatest.Suite.run$(Suite.scala:1096)
at org.scalatest.flatspec.AnyFlatSpec.org$scalatest$flatspec$AnyFlatSpecLike$$super$run(AnyFlatSpec.scala:1686)
at org.scalatest.flatspec.AnyFlatSpecLike.$anonfun$run$1(AnyFlatSpecLike.scala:1945)
at org.scalatest.SuperEngine.runImpl(Engine.scala:535)
at org.scalatest.flatspec.AnyFlatSpecLike.run(AnyFlatSpecLike.scala:1945)
at org.scalatest.flatspec.AnyFlatSpecLike.run$(AnyFlatSpecLike.scala:1943)
at org.scalatest.flatspec.AnyFlatSpec.run(AnyFlatSpec.scala:1686)
at org.scalatest.tools.SuiteRunner.run(SuiteRunner.scala:47)
at org.scalatest.tools.Runner$.$anonfun$doRunRunRunDaDoRunRun$13(Runner.scala:1321)
at org.scalatest.tools.Runner$.$anonfun$doRunRunRunDaDoRunRun$13$adapted(Runner.scala:1315)
at scala.collection.immutable.List.foreach(List.scala:333)
at org.scalatest.tools.Runner$.doRunRunRunDaDoRunRun(Runner.scala:1315)
at org.scalatest.tools.Runner$.$anonfun$runOptionallyWithPassFailReporter$24(Runner.scala:992)
at org.scalatest.tools.Runner$.$anonfun$runOptionallyWithPassFailReporter$24$adapted(Runner.scala:970)
at org.scalatest.tools.Runner$.withClassLoaderAndDispatchReporter(Runner.scala:1481)
at org.scalatest.tools.Runner$.runOptionallyWithPassFailReporter(Runner.scala:970)
at org.scalatest.tools.Runner$.run(Runner.scala:798)
at org.scalatest.tools.Runner.run(Runner.scala)
at org.jetbrains.plugins.scala.testingSupport.scalaTest.ScalaTestRunner.runScalaTest2or3(ScalaTestRunner.java:38)
at org.jetbrains.plugins.scala.testingSupport.scalaTest.ScalaTestRunner.main(ScalaTestRunner.java:25)
Caused by: java.lang.IllegalArgumentException: requirement failed: must be inside Builder context
at scala.Predef$.require(Predef.scala:337)
at chisel3.internal.Builder$.dynamicContext(Builder.scala:499)
at chisel3.internal.Builder$.readyForModuleConstr(Builder.scala:694)
at chisel3.Module$.do_apply(Module.scala:30)
at chisel3.internal.package$.(package.scala:103)
... 70 more
```

**What is the use case for changing the behavior?**
Consistency, as I haven't seen any release mentioning that this behaviour was changed. If one such exists, I'm sorry for the confusion, I just haven't noticed it.