[Bug]: Encrypted File Sync Can Break File Loading

### What happened?

I am trying to reload the file from the sever after a sync across devices went broken with a file reset (file was encrypted)

Expected:

I would expect the file reload to end and show the balance that was synced up from another device.

### How can we reproduce the issue?

I am trying to fix issue: https://actualbudget.org/docs/getting-started/sync/#syncing-has-been-reset-on-this-cloud-file

hitting reload yeild to infite load screen, last request on server and in dev tools is list-user-files

### Where are you hosting Actual?

Docker

### What browsers are you seeing the problem on?

Chrome

### Operating System

Mac OSX

Start with the reload flow and inspect the final list-user-files request in browser devtools after resetting an encrypted cloud file, using the linked sync documentation for the scenario. Trace why loading does not complete, then verify that reload finishes and displays the balance synced from the other device.

Scritto dal modello di indicizzazione a partire dal testo della issue.