The password/encryption dialog when creating a new wallet is a bit confusing, and too relaxed about requiring a password.

The encrypt wallet checkbox is checked by detault (good) but is greyed out unless one fills in a password. This creates the impression that the wallet maybe is encrypted even without a password.

And what is worse is that it's by default accepted to leave the password field blank which leaves everything unencrypted, not even a warning. Just click next once and the wallet is completely unprotected.

Would suggest adding a "require password" checkbox, enabled by default. And should not be possible to create a password less wallet unless one unchecks it (which also greys out the password and "encrypt wallet"). And make the "encrypt wallet" checkbox availability dependent on the "require password" checkbox and not the password fields to better illustrate the password dependency for encryption.

Start by locating the new-wallet password and encryption dialog and trace how its checkbox states affect wallet creation. Confirm how blank passwords are currently accepted, then make the require-password and encryption behavior match the issue; done means the dialog clearly distinguishes protected and unprotected wallets and prevents accidental unencrypted creation.