Multipart encoder can panic on typed nil io.Reader pointers

Summary

internal/apiform detects io.Reader implementations before it applies the encoder's existing nil-pointer handling. A typed nil pointer whose type implements io.Reader can therefore be routed into io.Copy, which invokes Read on a nil receiver and can panic.

The encoder already defines nil pointers as empty form fields, so reader detection currently bypasses an intended invariant.

Reproduction

On current main (d082a010f7c6cacf407d8a1581446a7857f9f1bb), a minimal reader type demonstrates the problem:

type panicReader struct{}

func (*panicReader) Read([]byte) (int, error) {
    panic("Read called on nil receiver")
}

var reader *panicReader

var buf bytes.Buffer
writer := multipart.NewWriter(&buf)
_ = Marshal(map[string]any{"file": reader}, writer)

Because *panicReader implements io.Reader, encodeValue checks:

if t.Implements(reflect.TypeOf((*io.Reader)(nil)).Elem()) {
    return e.encodeReader(key, val, writer)
}

before reaching the pointer branch:

case reflect.Pointer:
    if val.IsNil() || !val.IsValid() {
        return writer.WriteField(key, "")
    }

The nil pointer is therefore converted to an io.Reader interface and passed to io.Copy, which calls its Read method.

Expected behavior

A typed nil pointer should follow the same nil-pointer semantics regardless of whether its type happens to implement io.Reader: encode an empty field and do not invoke methods on the nil receiver.

Suggested fix

Check nil pointer/interface values before reader-interface detection. Keep reader handling unchanged for non-nil values.

Add a regression using a typed nil reader whose Read method panics if invoked, and verify multipart encoding completes without a panic and emits an empty field.

Impact

This is robustness and request-serialization correctness. A legitimate typed nil value can currently turn request construction into a process panic instead of being handled by the encoder's existing null-value path.

Start in internal/apiform at encodeValue and compare its nil-pointer handling with reader detection and encodeReader. Add a regression using the typed nil panicReader from the reproduction, then verify multipart encoding completes without invoking Read and emits an empty field.