allow bip44 address option when creating wallet

Torba and lbrycrd use a different standard (bip44 vs bip32) so private keys do not produce the same set of addresses. I understand we don't want the bip44 method to be the default, but there should be an option to do so when creating a wallet.

No files, tests, or entry points are named. Start by tracing wallet creation and the current BIP32 address derivation, then determine where a BIP44 choice could be exposed without changing the default. Done means wallet creation accepts the option, preserves BIP32 as the default, and produces the expected BIP44 addresses.

Written by the indexing model from the issue text.