Create Agents

* Front desk
* Agent the user talks to (the receptionist)
* At the beginning of the conversation the front desk agenct can start asking questions like:
* What is your name
* How much do you want to borrow
* What country do you live in
* What bank(s) do you use
* Do you have a job/proof of income
* Do you have any history of not paying back loans?
* etc...
* Loan Officer (Executes Contract for Loan)
* Agent that determines the loan terms based on Credit Checker and Sybil Checker
* User asks for certain amount of money
* Loan officer determines if they should give the loan, and at what interest rate
* Executes loan transaction
* Have to manage the smart contracts with the money
* Credit Checker (TLSNotary/ZKEmail)
* Agent that determines "credit" score / net worth / etc
* Is their bank account negative?
* Is their utility bill paid?
* Are their taxes paid?
* This would be the agent that actually uses the skill(s)
* Sybil Checker (TLSNotary/ZKEmail)
* Agent that judges how real a person may be
* Proof of residence / utility bills
* Proof of bank account / balance
* Proof they paid taxes
* Track identities that apply for sybil resistance
* But try to keep as much info private as possible (hashing identities?)
* This would be the agent that actually uses the skill(s)
* Fraud Investigator
* Agent whose sole job is to make sure its not being tricked, very skeptical, any attempts at jailbreaking can blacklist sybil or credit mechanisms used
* Is their bank legit?
* Does their country have a lot of fraud?
* Browser fingerprinting
* VPN Detection
* Overseer
* Overall coordination, money manager (the bank owner)