flow-pie / flow-pie/chamaa.api

Add Nethereum or Ether.js integration

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Description

### Goal
Integrate smart contracts with backend using Ethers.js.

### Description
Use contract ABI and address to call blockchain functions.
Enable backend to trigger deposits, loans, and votes.

### Deliverables
- `services/blockchainService.js`
- Helper: `callFunction(name, args[])`
- Event listeners for blockchain events (`LoanApproved`, etc.)

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