[TB] Customized Consumer Instruments

## Suggestion/Concern
Organizations utilize various communications and product delivery channels. Meeting consumers accessibility needs requires a consumer to indicate their preferences for each of these individually. This is costly (in dollars and time) for both the customer and organization.

## Proposed Solution
Customized credit cards or mail based on a user’s preferences (for example: if a user noted that they were colorblind, the Theme Builder tool could be utilized to automatically change the colors & contrast values of their credit card when it was printed).

The issue names no files, tests, or entry points. Start by reviewing the Theme Builder tool and the consumer-preference example described here, then clarify the intended scope and acceptance criteria. Done would require an agreed design and demonstrated customization of credit cards or mail based on user preferences.

Written by the indexing model from the issue text.