warn about default and default_factory

### Describe the Bug

sqlalchemy will warn about use default= with a function

```py
import sqlalchemy as sa
class F(Base):
idx: Mapped[str] = mapped_column(sa.String, default=lambda: "1")
```

will suggest to use default_factory.

maybe this also can give dataclass?

### Sandbox Link

_No response_

### (Only applicable for extension issues) IDE Information

_No response_