warn when default=mutable in sqlalchemy

### Describe the Bug

Currently, when I type

```py
client_params: Mapped[dict] = mapped_column(JSONB, nullable=False, default={})
```

It doesn't show a warning, but it should, as https://docs.sqlalchemy.org/en/20/errors.html#python-dataclasses-error-encountered-when-creating-dataclass-for-classname.

the correct one is

```py
client_params: Mapped[dict] = mapped_column(JSONB, nullable=False, default_factory=dict)
```

### Sandbox Link

_No response_

### (Only applicable for extension issues) IDE Information

_No response_