`Monoid(undefined)` should be handled according to the rules on the Monoid

**Is your feature request related to a problem? Please describe.**
A question was raise https://github.com/evilsoft/crocks/issues/301 by @bennypowers. Floating the idea of `m(nil)` returning an `empty` for the monoid.

**Describe the solution you'd like**
We will need to consider the behaviour of each `monoid` but if `undefined` hits the `monoid` and it is not expected we should handle it accordingly. In the case of `Any` and `All` which utilize coercion, should coerce into a `false`. All other `Monoid` should throw if their carrier type cannot deal with the unit.

**Describe alternatives for how you do this now**
@bennypowers can you add here if you have any

**Code**

**Additional context**