Spotlight - Prediction Market - Create or add Prediction Market

**Is your feature request related to a problem? Please describe.**
Security, a better user experience, and minimized support issues.

**Describe the solution you'd like**
Prevent Prediction Market creation if account is locked.

**Describe alternatives you've considered**

**Additional context**
Assuming that a created Prediction Market would fail upon submission (account locked)

No file or test is identified in the issue. Start by locating the Prediction Market create/add flow and the account-lock state, then verify that a locked account cannot submit creation while an unlocked account still can.

Written by the indexing model from the issue text.