test businesses in prod

## Description
Enable testing in prod by creating testable businesses that are not sent back to COLIN.

## Details
- [ ] legal-api/colin-updater
- [ ] in Filing model *get_completed_filings_for_colin* -- update to exclude filings submitted by test user account (check with submitter_id?)
- [ ] auth
- [ ] create a test user account to be incorporated in above
- which roles do we want for this? use entity-service-account?
- [ ] payment options
- [ ] discussion needed -- could have stuff in code to ignore based on test account or ?