[MNG-7735] Default configuration file (settings.xml) description is confusing/misleading
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Description
**[Philippe Cloutier](https://issues.apache.org/jira/secure/ViewProfile.jspa?name=chealer)** opened **[MNG-7735](https://issues.apache.org/jira/browse/MNG-7735?redirect=false)** and commented
[The default contents of Maven's settings.xml configuration file](https://gitbox.apache.org/repos/asf?p=maven.git;a=blob_plain;f=apache-maven/src/assembly/maven/conf/settings.xml;hb=HEAD) start with the following comment:
```xml
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