feat(product): add configurable vault budgets with over-limit indicators

Abierto

#13 abierto el 14/5/2026 1 comentario 0 reacciones 0 asignados Ver en GitHub

backend epic frontend up for grabs

Descripción

## Priority
Nice to have

## Why this matters
The UI already visualizes spending progress, but there is no real budgeting model behind it.

## Acceptance criteria
- Store monthly or rolling budget targets per vault.
- Show progress and over-budget warnings on dashboard/stats pages.

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