Unrecognized named-value: 'matrix' in job if conditional

Describe the bug
A job generates a matrix as an output and I have a subsequent job that depends on the generation of that matrix. The first job does an API call to get all customers which each have a unique schema association. I only want to run this second job in the event that my input SCHEMA array contains the schema of a given return record. However, when I execute the build I get the following error: Unrecognized named-value: 'matrix'. Located at position 26 within expression: contains(inputs.SCHEMAS, matrix.customer.schema). The pattern works without the conditional, but does not fit my use case.

This is a rough idea of what the job looks like.

job-name:
  runs-on: ubuntu-latest
  needs: get-customers
  if: contains(inputs.SCHEMAS, matrix.customer.schema)
  strategy:
    matrix:
      customer: ${{fromJson(needs.get-customers.outputs.customers)}}
  steps:
     ....

Expected behavior
The job should only run when the matrix schema is contained within the input SCHEMA

Runner Version and Platform

ubuntu-latest

What's not working?

The use of matrix in a job level conditional

Start by reproducing the reported workflow using the job-level if condition and matrix definition shown in the issue, then inspect the runner's handling of expression contexts at that point. Done means determining whether matrix.customer.schema can be evaluated there and documenting or resolving the behavior with coverage for the reported example.