Debt displayed in dashboard different from transaction sum

Describe the bug
It seems that I found a user with ~488K usdc debt that you can see in his dashboard, but when I go to the transaction page and extract as CSV and doing the Sum, then I get ~482k debt.

I've got same result (482k) if I use the subgraph.

To Reproduce
Subgraph : protocol v3 polygon
Here is the user address with the problem : 0x028f505041c9015b58a23e43c40bd6b63d5a2a13

You can go to aave app and watch this address, check dashboard and export transactions. Then in excel or numbers juste calculate the following :
Debt = sum(borrows) - sum(repays) = ~482k

The subgraph gives same result as transaction export.

The user is very active so data may be varying. If you want to reproduce to get my values its before 2024/09/24.

Expected behavior
I expect that what I see in dashboard is the same (minus a small delta of missing interest) as what i can calculate in transaction export or subgraph.

Which is right ? Subgraph and transaction export ? Or dashboard ?

Start by reproducing the reported address in the protocol v3 Polygon subgraph, Aave dashboard, and transaction CSV before 2024/09/24. Compare the borrow and repay totals with the dashboard debt, accounting for the user's activity. Done means the discrepancy's cause is identified and the correct source or required correction is documented.