unclear which password must be entered to finish installation when using smart card

I use smart card and sometimes macOS asks for its password for authentication instead of admin password / Touch ID. When password is asked by GUI dialog it's clear which one must be entered, but here it turned out that I was expected to enter the smart card password instead of the user password.

$ xcodes install --latest --experimental-unxip
Updating...
Latest release version available is 14.2
Apple ID: <redacted>
Apple ID Password: 
Two-factor authentication is enabled for this account.

Enter "sms" without quotes to exit this prompt and choose a phone number to send an SMS security code to.
Enter the 6 digit code from one of your trusted devices: <redacted>

Downloading with aria2 (/opt/homebrew/bin/aria2c)
(1/6) Downloading Xcode 14.2.0+14C18: 99 %
(2/6) Unarchiving Xcode (This can take a while)
Using experimental unxip. If you encounter any issues, remove the flag and try again
(3/6) Moving Xcode to /Applications/Xcode-14.2.0.app
(4/6) Moving Xcode archive Xcode-14.2.0+14C18.xip to the Trash
(5/6) Checking security assessment and code signing
(6/6) Finishing installation
xcodes requires superuser privileges in order to finish installation.
macOS User Password: 
Failed executing: `/usr/bin/sudo -S /usr/sbin/DevToolsSecurity -enable` (1)

Enter PIN for 'Andrey Filipenkov': Enter PIN for 'Andrey Filipenkov': 
sudo: no password was provided
sudo: a password is required

Last 4 lines are displayed in red. The Enter PIN for 'Andrey Filipenkov': looks like request for the smart card password (in GUI dialog it's displayed like that).

Reproduce the issue with xcodes install --latest --experimental-unxip on macOS with a smart card configured. Start with the final installation step and its /usr/bin/sudo -S /usr/sbin/DevToolsSecurity -enable output. Done means the prompt clearly identifies whether it expects the macOS user password or smart-card PIN and the installation completes successfully.