Just a thought: Use modern AI for reconciling transactions?

In theory it should make sense to use a modern AI model to further automate your CiviBanking configuration.

Here are some general thoughts about this:

1. It would have to use a private, secure, local model, since CiviBanking processes loads of personalised and financial data
2. The input data is well defined by the fields in the bank transaction entity, and so is the outcome.
3. If you've been using CIviBanking for a while, you already have the perfect training data for that model: all your past reconciliation decisions (automatic/manual) are still recorded in the old bank transaction entities. Alternatively you could have a 'passive' mode, so it would learn while you do the conventional reconciliation.
4. Analogously to the coded/configured matchers, the module could create suggestions, or automatically reconcile if it's sufficiently confident.

Discuss! :-)

The issue names no files, tests, or entry points. Start by clarifying the privacy requirements, local-model approach, and intended use of past reconciliation decisions; done would require an agreed, implementable scope rather than general discussion.