OpenBankProject / OpenBankProject/OBP-API

Calling OBP-API from Mobile "Apps"?

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Dominant language
Scala
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Description

Hi Open Bankers!

From what I can deduct, Open Banking APIs have been created to permit regulated entities (TPPs) interacting with banks.

Although this is great, this limits the ability to reuse the API for other (and potentially competing ) offerings which are rather based on trusted mobile "Apps", like the almost ubiquitous P2P payment systems used in Scandinavia.

The recently launched EMPSA and EPI projects make this deficit even more critical. In the long-run, a payment API that only serves a fraction of the market doesn't appear very attractive to maintain, upgrade, etc.

To cope with this, I have drafted a proposal and built a PoC which I would like to hear if you could be interested in. I would personally be very interested in testing such a facility if added to the OBP-API.

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First steps

  1. Read the whole issue, then the project's contributing guide.
  2. Comment on the issue to say you are picking it up — it saves two people doing the same work.
  3. Fork the repository and make your change on a branch.
  4. Open a pull request that references the issue number.

Research direction

No OBP-API source files or tests are named. Start by reading the linked payment proposal and PoC, then inspect the API's existing payment capabilities; define the required trusted mobile-app flow and confirm feasibility with maintainers before implementation.

Written by the indexing model from the issue text.

Assessment

Tech stack
scala
Domain
api, payments
Issue type
Feature
Difficulty
5/5
Estimated time
Over a week
Activity status
Stale
Clarity
Needs clarification
Newbie friendliness
18/100

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