Add @kenostod/utl-snap to directory

Snap ID: npm:kenostod-utl-snap
Name: UTL Protocol — Fee X-Ray & Passive Income
Version: 2.3.0
Website: https://kenostod-website.onrender.com/utl-dashboard.html
Category: Finance / DeFi

Description: UTL Protocol (Universal Transaction Layer) gives MetaMask users a real-time Transaction X-Ray score before signing, passive USDC income from every UTL transaction on BNB Smart Chain, loyalty tier display based on KENO staking, and live governance weight. 0.1% fee capture with 60% distributed to stakers. Built on BSC with live contracts.

npm: https://www.npmjs.com/package/kenostod-utl-snap
BSC FeeCollector: 0xb9489B33Bd9bB835139369b1dD282fB44B2273d8

Permissions used:
- endowment:transaction-insight — Transaction X-Ray (read-only, no signing)
- snap_notify — arb opportunity and income alerts
- snap_manageState — store user preferences locally
- endowment:network-access — fetch live on-chain data
- endowment:ethereum-provider — read wallet balances and staking state

All permissions are minimal. No private key access.

No repository file, test, or entry point is named in the issue. Start by reviewing existing directory entries and the submitted npm package details, then determine the required validation for a Snap listing. Done means the package is accepted and appears in the directory with the supplied metadata and permissions.

Written by the indexing model from the issue text.