getServerConfig should read from file, not in-memory state

getServerConfig currently returns in-memory config, which may differ from the persisted config file. It should read from file so callers see what will be applied after a restart. Status: In Progress.

🤖 Filed by Claude on behalf of Kris.

Locate getServerConfig and trace how it currently obtains configuration. Compare its result with the persisted configuration file and verify that callers see the file-backed values after a restart. The issue names no file path or test, so identify the relevant coverage before changing behavior.

Written by the indexing model from the issue text.