Streamline ATM usage so maybe people actually use them sometimes

Could make them as quick to use as a water fountain, and merge the money into a single pool

If the hacking is instant then might have to reduce the payout more based on hacking skill

The issue names ATM usage, hacking speed, payout, and a shared money pool but no files, tests, or entry points. Start by locating the ATM and hacking systems, then determine how ATM timing, money storage, and skill-based payouts are currently handled. Done would mean the proposed behavior is implemented and its gameplay effects are covered by appropriate checks.

Written by the indexing model from the issue text.