[User Story] - Security Guardrails - PII - Implement Credit Card masking

**Description**
When agents generate response containing the full credit card number it must intercepted and masked before it got sent to chat

**Current Behavior**
The full credit card number is sent in clear text to the chat

**Acceptance Criteria**
- [ ] Only the last four digit of the credit card are shown in the chat.
- [ ] A unit test for each affected agent is created.

**Design Consideration**
Use agent framework middleware concept to intercept any agent generated text and check for full clear text credit card pattern.
If credit card number is detected mask value replacing it with only the last 4 digits.
Middleware implementation code samples:
- https://github.com/microsoft/agent-framework/blob/main/python/samples/getting_started/middleware/agent_and_run_level_middleware.py

**Main affected modules and/or classes**
- https://github.com/Azure-Samples/agent-openai-python-banking-assistant/blob/main/app/copilot/app/agents/azure_chat/account_agent.py
- https://github.com/Azure-Samples/agent-openai-python-banking-assistant/blob/main/app/copilot/app/agents/azure_chat/payment_agent.py
- https://github.com/Azure-Samples/agent-openai-python-banking-assistant/blob/main/app/copilot/app/agents/foundry/payment_agent_foundry.py
- https://github.com/Azure-Samples/agent-openai-python-banking-assistant/blob/main/app/copilot/app/agents/foundry/account_agent_foundry.py

**References**
- https://learn.microsoft.com/en-us/agent-framework/user-guide/agents/agent-middleware?pivots=programming-language-python

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*Migrated from: https://github.com/Azure-Samples/agent-openai-python-banking-assistant/issues/8*