Stripe & Banking Workflow Enhancements

Update the payment and banking logic to ensure smoother transaction flows between agencies and talents.

Pending State Logic: Update bank account status to "Pending" or "Not Connected" if the last four digits are missing.
and connection started

Talent Connection Requests: When an agency attempts to send a payment link to a talent without a connected Stripe account, implement a "Request Connection" trigger. This allows agencies to prompt talents to link their bank accounts for licensing and commission payouts.